Q: What is the 1st step to buying a home?
A: Calling the KellySellsAtlanta.com Team, of course!

Seriously, though, we do hope you call us 1st!  And in the event you do, we’ll tell you that the very best 1st step is to be Pre-Approved by a Mortgage Lender.  We refers our clients to THE BEST Lender in the Metro Atlanta area, and he proves it time & time again.  Our clients rave about his service & his mortgage rates So even if you have a lender picked out, we advise that you speak with our lender as well, at least to get a 2nd opinion.  His loan packages are 2nd to none & you’re doing yourself a favor by at least giving him a call.  He can also do loans in other states, so if you’ve been transferred or planning to purchase a vacation home, he’s able to help with that too.

There are a couple of reasons that getting Pre-Approved with a Lender is the best 1st step to buying… the #1 reason is so that you know what your budget is.  Our Lender will be able to help you come up with a price range that will fit the monthly payment you need.  He can work backwards, based on the payment, county, estimated taxes, mortgage interest rates, etc & help you find the price range that actually fits into your budget.  He will also provide you with an interactive estimation tool that will re-calculate as you manipulate the data (i.e. mortgage rate, purchase price, down payment amount, etc) so that you can play around with it and see how your monthly payment, etc would look if you changed your price range, etc.  Just please don’t be fooled by the online mortgage calculators that generally don’t take into account (or do so inaccurately) the property taxes & insurance payment, etc.  You need advice from an actualy human being and starting with our Lender is definitely one step closer to reaching your goal of Buying a Home!

And the 2nd most important reason to call a Lender & get pre-approved is that you want the Seller to view you as a serious buyer and one that has has the backing of the bank/lender (i.e. money in hand).  Every Seller questions whether the Buyer has been pre-approved for a loan, and when you provide the Pre-Approval Letter with the offer to the Seller, that question is already answered.

Recap: Call The KellySellsAtlanta.com Team 1st & let us help you through the process of Buying a Home.  We’ve been in business for over 10 years & have aligned ourselves with some of the best in the industry… So rather than piecemeal the homebuying process on your own, come to us & let us align you with our partners (lender, home inspector, home warranty company, closing attorney, contractors, vendors, etc) so that you can focus your time and energy on YOU & living life.  Our Team is leveraged internally as well with an administrative assistant & marketing specialist, a Buyers Specialist, a Closing Coordinator & 2 Listing Specialists to help you efficiently & effectively reach your goals of buying or selling a home.  After all, our goal is to help you reach YOUR goal.

In the meantime, if you just want to browse homes for sale, you can view ALL metro Atlanta MLS listings HERE on our website.

With gratitude,

The KellySellsATLanta.com Team
Keller Williams Realty Premier Atlanta
404-863-8680 | hometeam@kellysellsatlanta.com

your 1 stop Real Estate Shop…

Morningside Elementary is one of the best Elementary Schools in the State of Georgia (ranking 56th on the Georgia Public Policy Foundation website). It is absolutely one of the best schools in Atlanta – no doubt. Some classic, cool & very desireable neighborhoods feed into Morningside Elementary…like Virginia Highland, Morningside, Ansley Park, Sherwood Forest, Johnson Estates, some of “Midtown,” etc…

Currently there are just over 200 homes for sale in the Morningside District with an average list price of $703,889. There are 35 homes under contract (this is a HOT area) and in the last 3 months, 42 homes have sold for an average sales price of $581,184.

I’ve set up this hot sheet link for you (see below) to view all homes for sale in the Morningside Elementary School District. The list of homes is always up to date, so you can put it in your favorites & feel free to revisit anytime.

Once you’re ready, you can call or email us for a FREE home valuation on your home, to set up a listing appointment or to view some of these listed homes and we can tailor a search that fits your specific criteria.

Our Team would love to help…and until then, Happy Hunting!! Oh, and the tax credits expire in 3 weeks & mortgage rates have gone slightly this week…still really good rates, but seems like they may not stay in the 4′s too much longer.

Click here for a list of homes for sale in the Morningside Elementary School District!

Click here for the Morningside Elementary School Website…

HomeTeam@KellySellsAtlanta.com | www.KellySellsAtlanta.com | 404-863-8680 cell | 404-969-1600 office