Seriously, though, we do hope you call us 1st!  And in the event you do, we’ll tell you that the very best 1st step is to be Pre-Approved by a Mortgage Lender.  We refers our clients to THE BEST Lender in the Metro Atlanta area, and he proves it time & time again.  Our clients rave about his service & his mortgage rates So even if you have a lender picked out, we advise that you speak with our lender as well, at least to get a 2nd opinion.  His loan packages are 2nd to none & you’re doing yourself a favor by at least giving him a call.  He can also do loans in other states, so if you’ve been transferred or planning to purchase a vacation home, he’s able to help with that too.

There are a couple of reasons that getting Pre-Approved with a Lender is the best 1st step to buying… the #1 reason is so that you know what your budget is.  Our Lender will be able to help you come up with a price range that will fit the monthly payment you need.  He can work backwards, based on the payment, county, estimated taxes, mortgage interest rates, etc & help you find the price range that actually fits into your budget.  He will also provide you with an interactive estimation tool that will re-calculate as you manipulate the data (i.e. mortgage rate, purchase price, down payment amount, etc) so that you can play around with it and see how your monthly payment, etc would look if you changed your price range, etc.  Just please don’t be fooled by the online mortgage calculators that generally don’t take into account (or do so inaccurately) the property taxes & insurance payment, etc.  You need advice from an actualy human being and starting with our Lender is definitely one step closer to reaching your goal of Buying a Home!

And the 2nd most important reason to call a Lender & get pre-approved is that you want the Seller to view you as a serious buyer and one that has has the backing of the bank/lender (i.e. money in hand).  Every Seller questions whether the Buyer has been pre-approved for a loan, and when you provide the Pre-Approval Letter with the offer to the Seller, that question is already answered.

Recap: Call The KellySellsAtlanta.com Team 1st & let us help you through the process of Buying a Home.  We’ve been in business for over 10 years & have aligned ourselves with some of the best in the industry… So rather than piecemeal the homebuying process on your own, come to us & let us align you with our partners (lender, home inspector, home warranty company, closing attorney, contractors, vendors, etc) so that you can focus your time and energy on YOU & living life.  Our Team is leveraged internally as well with an administrative assistant & marketing specialist, a Buyers Specialist, a Closing Coordinator & 2 Listing Specialists to help you efficiently & effectively reach your goals of buying or selling a home.  After all, our goal is to help you reach YOUR goal.

In the meantime, if you just want to browse homes for sale, you can view ALL metro Atlanta MLS listings HERE on our website.

With gratitude,

The KellySellsATLanta.com Team
Keller Williams Realty Premier Atlanta
404-863-8680 | hometeam@kellysellsatlanta.com

your 1 stop Real Estate Shop…

TODAY’S RATES:

30 Year FNMA: 4.375% with a .500% Origination Fee or 4.500% with a .125% Origination Fee

15 Year FNMA: 3.75% with a .750% Origination Fee or 3.875% with a .125% Origination Fee

30 Year Jumbo: 5.00% with a 1.00% Origination Fee or 5.125% with a .375% Origination Fee

30 Year FHA: 4.250% with a .250% Origination Fee or 4.125% with a Zero Origination Fee

5 Year FHA Arm: 3.00% with a Zero Origination and the lender paying -.875% of Closing Costs! This would be $1,750.00 on a $200,000.00 Loan Amount!

7 Year FHA Arm: 3.250% with the Lender paying -1.500% of Closing Costs! This would be $3,000.00 on a $200,000.00 Loan Amount!

Disclaimer: Rates are subject to change and are also based on the strength of the borrowers pre-qualification.  The above rate info was provided by Bank of America on Tuesday, 8/17/10…

Let us know how our Team can help you reach your goals in Buying or Selling.

With gratitude,

Aaron Allen & The KellySellsAtlanta Team
www.KellySellsAtlanta.com | 404-863-8680
For Sellers | For Buyers | For Results

Very special Ansley Park home! Fresh & young! Totally renovated. Gourmet kitchen open to a spacious family room with fireplace. Beautiful, private rear garden with a pool! Incredible pool house with vaulted & beamed ceilings, fireplace, kitchenette & guest suite. Main house with wonderful living & dining room perfect for entertaining. Finished 3rd floor with view to Midtown skyline. Master suite with luxurious bath & dual closets. Located in the heart of the Park!!

Aaron Allen | Keller Williams Premier Atlanta – Phone: (404)969-1600 | (404) 863-8680 2603 Alvecot Circle SE, Atlanta, GA PERFECT LOCATION Inside 285! 3BR/2+1BA Single Family House offered at $225,000 Year Built 2000 Sq Footage Unspecified Bedrooms 3 Bathrooms 2 full, 1 partial Floors 2 Parking 2 Car garage Lot Size Unspecified HOA/Maint $0 per month DESCRIPTION PRICE REDUCED!! ADORABLE Home, NEW PREMIUM HARDWOODS thru-out main, GRANITE in Kitch w/view to Fam Rm. Steps from n’hood pool & mins to Buckhead. Well maintained & TURN-KEY. Ready to be YOUR home! see additional photos below PROPERTY FEATURES - Central A/C - Central heat - Fireplace - High/Vaulted ceiling - Walk-in closet - Hardwood floor - Family room - Dining room - Dishwasher - Stove/Oven - Microwave - Granite countertop - Laundry area – inside - Balcony, Deck, or Patio COMMUNITY FEATURES - Swimming pool(s) ADDITIONAL PHOTOS Photo 1 Photo 2 Photo 3 Photo 4 Photo 5 Photo 6 Contact info: Aaron Allen Keller Williams Premier Atlanta – Phone: (404)969-1600 (404) 863-8680 For sale by agent/broker Equal Opportunity Housing Posted: Jul 15, 2010, 9:52am PDT

]]> http://www.kellysellsatlanta.com/2010/07/15/price-reduction-225000-perfect-location-inside-285/feed/ 0 http://www.kellysellsatlanta.com/2010/07/15/hot-new-listing-2700-pine-tree-road-ne-2011-atlanta-ga-buckhead/ http://www.kellysellsatlanta.com/2010/07/15/hot-new-listing-2700-pine-tree-road-ne-2011-atlanta-ga-buckhead/#comments Thu, 15 Jul 2010 16:52:10 +0000 Kelly http://www.kellysellsatlanta.com/?p=561

Aaron Allen | Keller Williams Premier Atlanta | aaron@kellysellsatlanta.com | (404) 863-8680 2700 Pine Tree Road NE #2011, Atlanta, GA Best Value in Carrington Park!! Great Buckhead Location!! 2BR/2BA Condo offered at $150,000 Year Built 2000 Sq Footage Unspecified Bedrooms 2 Bathrooms 2 full, 0 partial Floors 1 Parking 2 Lot Size Unspecified HOA/Maint $277 per month DESCRIPTION * 2 bedrooms/2 baths * Convenient Buckhead/Lenox location * Instant access to 400, 85 and minutes to 75 * Great layout and space for a condo in Buckhead * VERY open floorplan, Living room/great room area sits between the Dual Master bedrooms, so it’s a perfect roommate floorplan! * Hardwood floors throughout living area * Kitchen with view to family room, walk-in pantry, breakfast area and plenty of counter space * Spacious Dual-Master bedrooms with private bath, HUGE walk-in closet and comfy carpet * Large master tiled baths with enormous tub * Private patio with extra storage room and great view * Perfect gated community with all amenities you need: swimming pool, clubhouse, pet walk and gym. Elevator for convenience * Adorably staged and ready to move in! see additional photos below PROPERTY FEATURES - Central A/C - Central heat - Walk-in closet - Hardwood floor - Family room - Breakfast nook - Dishwasher - Stove/Oven - Microwave - Balcony, Deck, or Patio COMMUNITY FEATURES - Garage parking - Covered parking - Guest parking - Clubhouse - Fitness center - Swimming pool(s) - Gated property - Elevator ADDITIONAL PHOTOS Photo 1 Photo 2 Photo 3 Photo 4 Photo 5 Photo 6 Contact info: Aaron Allen Keller Williams Premier Atlanta aaron@kellysellsatlanta.com (404) 863-8680 For sale by agent/broker Equal Opportunity Housing Posted: Jul 6, 2010, 10:25am PDT

]]> http://www.kellysellsatlanta.com/2010/07/15/hot-new-listing-2700-pine-tree-road-ne-2011-atlanta-ga-buckhead/feed/ 0 http://www.kellysellsatlanta.com/2010/07/15/real-estate-market-statistics-for-walton-high-school-district/ http://www.kellysellsatlanta.com/2010/07/15/real-estate-market-statistics-for-walton-high-school-district/#comments Thu, 15 Jul 2010 13:42:19 +0000 Kelly http://www.kellysellsatlanta.com/?p=553 Quick update on what’s happening in the the 2010 East Cobb Real Estate Market – specifically in the Walton High School District.

Currently, there are currently 391 “Active” listings on the market in the First Multiple Listing Service (FMLS) in the Walton High School District (highest price is $5,800,000..whoa! and lowest price is $121k, which is pretty much a “cash only” purchase for investors).

There are 5 which are in “Contingent” contract, meaning they’re possibly in the Due Diligence Period (i.e. inspection period) or have Contingencies which could range from a Financing Contingency, Appraisal Contingency or even that the Buyers have a home to sell before they can purchase. This “Contingency” period is basically a period of time from the “Binding Contract” to the “Pending Contract” period, which means it’s cleared contingencies & it’s “pending” closing.

With that said, there are currently 43 Pending Sale with list prices ranging from $2.7M to $139,900 with an average list price of $415,110. There are 7 “pending existing lender approval” meaning these are Short Sale properties that require Bank or Lender approval for the Short Sale contract price & terms. These range from $1.4M to $185,000 at an average of $433,200.

There have been 200 Sold homes in the Walton High School District since 1/1/10. The Sales Prices range from $1,335,000 to $163,000 and the average Sales Price was $463,220 and averaged 89 days on market, selling at an average of 93% of the list price. The only caveat to that is these homes had an average ‘original’ list price of $659,857 and the average list price at time of contract was $498,310 (a 24.5% difference). So what you can take from that is, there are still quite a few homes still going on the market over-priced. However, once they get the price right, they will sell much closer to list price, so it’s much better to create a buzz by pricing it correctly from the beginning because this is a VERY desireable area and the well priced homes will sell fast and Sellers won’t need to negotiate much off of their list price.

Hope this was helpful.

CLICK HERE to see a Real Time list of Homes for Sale in the Walton High School District.

If you’d like to only see homes that are in the Sope Creek Elementary or Mount Bethel Elementary School Districts that feed into Walton, you can CLICK HERE for those homes as well.

Also, if you’re a home owner or interested in a FREE Market Analysis tool to monitor the home sales and Real Estate Trends and Market Activity in your neighborhood/area of interest, CLICK HERE for the FREE Market Snapshot Tool and start keeping an eye on the market and your home’s value and please keep us in mind when the time is right for you to buy or sell!

We live in East Cobb & REALLY love it. We’d love to help you & your family become winners in this market. Our Goal is for you to reach YOUR Real Estate Goals.

Warmest Regards,
The KellySellsAtlanta.com Team of Keller Williams Premier Atlanta
www.KellySellsAtlanta.com | 404-863-8680 | email: hometeam@kellysellsatlanta.com

What most don’t realized is how inaccurate that Zestimate really is. Check out this chart below from Zillow.com (go to www.Zillow.com, scroll all the way down to the bottom of the page & click “Zestimate Values & Accuracy” and you’ll see this chart as well). You can also drill down by Counties for a better look at your metro Atlanta area.

Basically, Zillow’s Zestimates Home Values are not calculated by a Real Estate Market Specialist and they apparently aren’t very accurate at all. If Zillow has a 20% error rate in your area (Atlanta’s is 24% off) then that’s a potential 40% swing (20% higher & 20% lower) than what they “Zestimate” your home is worth. With that said, if we are 20% off in either direction, we wouldn’t still be in business, and our Team has been selling homes in the metro Atlanta area for 10+ years now! And as a side note: of the last 5 listings we’ve taken & sold, the Average Days on Market is ONLY 18 days and the Average List Price to Sales Price Ratio is 98%!! That’s a statistic that we’re very proud of and even get excited about!! We’re getting our sellers more money faster. That puts smiles on faces!

Based on Atlanta area market statistics, if you overprice your home (even by a little bit) it will likely take you 250+ days to sell your home & you reduce your price until you only get around 80% of your original list price. But if you price it correctly, you can sell within 30 days and even net yourself more money by pricing it properly rather than overpricing. And don’t worry so much about leaving “negotiating room” because that’s how you price yourself out of the market… the hot properties sell so close to list price that if you price it right, you won’t have to negotiate much at all. And another way to look at it: if you overprice, you’re likely not going to get an offer to negotiate anyways, so you’d be best off pricing it correctly and having a really good offer in hand in a short amount of time. The alternative can be a long, drawn out, frustrating and defeating process, without a better way of putting it.

Our job is to look at the market from a practical perspective and advise you on price based on actual comparables for your home, whether it be an Active Listing, a Pending Sale or a recently Sold home in your neighborhood or immediate area in the last 3-6 months.

It’s a simple strategy: we help you price it right, stage it, a professional photographer takes GREAT photos and from this (especially the price) you’re able to draw quick attention, and that’s what you want! A feeding frenzy! That’s when you get your BEST offer(s). You want an offer within 30 days and hopefully multiple offers, and you’re not going to get that being 20% off on pricing by using Zillow Zestimates.

So don’t trust Zillow to price your home for you… go to a Real Estate Agent you trust and you’re on your way to your selling and buying goals. Go with the pros on this one… “do what you do best and let an expert do the rest.”

And if you’re still just wanting to get a glimpse of the market before calling an agent, click here use this FREE Market Snapshot tool to view market data (including home sales), analysis & trends in your area. It will send you bi-monthly updates so you can keep up w/ the market until you’re ready to speak with a Realtor (like us!).

Hope this was helpful and thanks for reading!

The KellySellsAtlanta.com Team of Keller Williams Premier Atlanta
404-863-8680 | hometeam@kellysellsatlanta.com | www.KellySellsAtlanta.com

SPECIAL CONSIDERATIONS FOR REAL ESTATE CLOSINGS:

A) FHA Condo Considerations:

a. Condominiums must be covered by hazard and liability insurance and, when applicable, flood and fidelity insurance.
b. No more than 15 percent of the total units may be in arrears (defined as more than 30 days past due) of their condo association fee payments.
c. Condo associations must have a reserve account which holds an amount equivalent to at least 10% of the condo association budget.

B) Furniture Sold as Part of the Contract:

a. Be cautious when including personal property, such as furniture, in the contract. Appraisals are consistently coming in lower than the sales price, and an inflated sales price due to personal property can exacerbate that issue.

C) Seller Mail Aways/Seller Signing Early:
a. Be aware of whether the buyer has an FHA loan. If so, the lender will send documents that must be signed by the seller with the loan package. The seller must have access to a fax machine on the day of closing so that they can sign the FHA docs and fax them back to us as these docs are usually required for funding authorization.

D) Closing Costs:

a. Make sure to prepare both the buyer and seller that closings costs can change. The lender can put a cap on the amount of seller concessions allowed or a minimum on what the buyer must contribute. Therefore, the closing costs listed in the contract will not always be the closings costs allowed to be paid at closing.

Again, our Team’s job is to avoid these issues – whether we’re the Buyer’s Agent or Listing Agent. Our Preferred Lender and Closing Attorney are with you every step of the way to ensure a seemless closing & experience for our clients. I’m serious – they’re fantastic, and our business woulnd’t be where it is without them. We’re definiltey blessed to have found them & our clients have always felt the same.

Hope this was helpful! Let us know if you need us…

The KellySellsAtlanta.com Team of Keller Williams Realty
404-863-8680 | www.KellySellsAtlanta.com | HomeTeam@KellySellsAtlanta.com

Aaron & Kelly Allen | Keller Williams Premier Atlanta | aaron@kellysellsatlanta.com | 404-863-8680 2554 Lakefield Way, Marietta, GA SOLD – SOLD – SOLD – SOLD!!!! 4BR/2+1BA Single Family House offered at $350,000 Year Built 2003 Sq Footage Unspecified Bedrooms 4 Bathrooms 2 full, 1 partial Floors 2 Parking 2 Car garage Lot Size Unspecified HOA/Maint $0 per month DESCRIPTION SOLD IN 46 DAYS FOR 95% OF LIST PRICE!! ************************************* Do you know someone who needs this kind of result right now? Call us to find out our strategy for successfully selling in this market! The KellySellsAtlanta Team | (404)863-8680 ************************************* * 4 bedrooms/2.5 baths * Perfectly nestled at the end of the cul-de-sac * Inviting two story foyer * Hardwood floors throughout most of main level * Separate living room and dining room * Great layout eat-in kitchen. Island with sink, contrasting black granite and wainscoting. View to Family room * Custom built-in desk in breakfast room, pantry, mudroom and large storage room * Master suite has private bath, walk-in closet and sitting area * Master bathroom with double vanity, separate shower & garden tub * Huge bonus room upstairs, great for office, media room or game room * Large secondary bedrooms * Deck provides ample room to entertain friends or just enjoy an evening glass of wine by yourself. Over .5 acres of backyard! * Basement is easily finished, is stubbed for a bath and tons of potential * Perfect neighborhood with two pools, playground, tennis and lake! * Low taxes and great schools see additional photos below PROPERTY FEATURES - Central A/C - Central heat - Fireplace - High/Vaulted ceiling - Walk-in closet - Hardwood floor - Family room - Bonus/Rec room - Breakfast nook - Dishwasher - Stove/Oven - Microwave - Granite countertop - Stainless steel appliances - Basement - Laundry area – inside - Yard COMMUNITY FEATURES - Swimming pool(s) - Tennis court(s) - Lake - Playground ADDITIONAL PHOTOS Photo 1 Photo 2 Photo 3 Photo 4 Photo 5 Photo 6 Contact info: Aaron & Kelly Allen Keller Williams Premier Atlanta aaron@kellysellsatlanta.com 404-863-8680 For sale by agent/broker Equal Opportunity Housing Posted: Jun 15, 2010, 12:21pm PDT

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Aaron & Kelly Allen | Keller Williams Premier Atlanta | aaron@kellysellsatlanta.com | 404-863-8680 1242 Briar Hills Drive NE, Atlanta, GA ABSOLUTELY ADORABLE, RENOVATED ranch in Briar Hills!! 3BR/2BA Single Family House offered at $329,500 Year Built 1950 Sq Footage Unspecified Bedrooms 3 Bathrooms 2 full, 0 partial Floors 1 Parking 1 Uncovered spaces Lot Size Unspecified HOA/Maint $0 per month DESCRIPTION OPEN HOUSE THIS SUNDAY APRIL 18TH FROM 2-4PM!!!! ABSOLUTELY ADORABLE, RENOVATED ranch on FULL BSMT & FULLY FENCED backyd. Open Floorplan w/ SunRm. GREAT LOCATION minutes to VA Highland/Emory/CDC & convenient to Downtown Decatur & ATL. BRAND NEW, FULL LENGTH DECK, professional landscaping w/seasonal color. Ready for you to move-in & enjoy! see additional photos below PROPERTY FEATURES - Central A/C - Central heat - Hardwood floor - Family room - Dining room - Dishwasher - Stove/Oven - Microwave - Granite countertop - Basement - Laundry area – inside - Balcony, Deck, or Patio - Yard ADDITIONAL PHOTOS Photo 1 Photo 2 Photo 3 Photo 4 Photo 5 Photo 6 Contact info: Aaron & Kelly Allen Keller Williams Premier Atlanta aaron@kellysellsatlanta.com 404-863-8680 For sale by agent/broker Equal Opportunity Housing Posted: May 14, 2010, 8:43am PDT

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